金融英语
[font=SimSun][size=10.5pt][color=#000000]新开帐户[/color][/size][/font][size=10.5pt][color=#000000]
What kind of account did you have in your mind?
[/color][/size][font=SimSun][size=10.5pt][color=#000000]你想开哪种帐户[/color][/size][/font][color=#000000][size=10.5pt]?
Do you like to open a current account?
[/size][font=SimSun][size=10.5pt]你想开一个活期存款帐户吗[/size][/font][/color][color=#000000][size=10.5pt]?
A deposit or current account?
[/size][font=SimSun][size=10.5pt]定期还是活期[/size][/font][/color][color=#000000][size=10.5pt]?
Please tell me how you would like to deposit your money.
[/size][font=SimSun][size=10.5pt]请告诉我你想存何种户头[/size][/font][/color][color=#000000][size=10.5pt]?
There's a service charge for the checking account but no charge for the savings.
[/size][font=SimSun][size=10.5pt]支票户头要收服务费，现金户头不收。[/size][/font][/color][color=#000000][size=10.5pt]
Our minimum deposit for a savings account is 100 dollars.
[/size][font=SimSun][size=10.5pt]我们储蓄存款的最低存款额是[/size][/font][size=10.5pt]100[/size][font=SimSun][size=10.5pt]美圆。[/size][/font][/color][color=#000000][size=10.5pt]
Five yuan is the minimum original deposit.
[/size][font=SimSun][size=10.5pt]最低起存款额是[/size][/font][size=10.5pt]5[/size][font=SimSun][size=10.5pt]元。[/size][/font][/color][size=10.5pt][color=#000000] [/color]
[/size] [color=#000000][size=10.5pt]You can open a savings account at any time with an initial deposit of 50 dollars.
[/size][font=SimSun][size=10.5pt]你可随时以[/size][/font][size=10.5pt]50[/size][font=SimSun][size=10.5pt]美圆的起存额开立储蓄帐户。[/size][/font][/color][color=#000000][size=10.5pt]
Even one yuan is all right.
[/size][font=SimSun][size=10.5pt]甚至一元也可以起存。[/size][/font][/color][color=#000000][size=10.5pt]
Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
[/size][font=SimSun][size=10.5pt]这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。[/size][/font][/color][color=#000000][size=10.5pt]
I should like to open a current account.
[/size][font=SimSun][size=10.5pt]我想开一个活期存款帐户。[/size][/font][/color][color=#000000][size=10.5pt]
I need a checking account so that I can pay my bill.
[/size][font=SimSun][size=10.5pt]我需开个支票帐户，这样就能付帐。[/size][/font][/color][color=#000000][size=10.5pt]
We'd like to know how we open a checking-savings account.
[/size][font=SimSun][size=10.5pt]我们想知道如何开一个支票储蓄帐户。[/size][/font][/color][color=#000000][size=10.5pt]
I have a checking account here.
[/size][font=SimSun][size=10.5pt]我在这里有一个支票存款帐户。[/size][/font][/color][color=#000000][size=10.5pt]
I think I'd like a deposit account.
[/size][font=SimSun][size=10.5pt]我想要开个定期存款帐户。[/size][/font][/color][size=10.5pt][color=#000000] [/color]
[/size] [color=#000000][size=10.5pt]Can I open a current account here?
[/size][font=SimSun][size=10.5pt]我能否在这儿开个活期存款帐户？[/size][/font][/color][color=#000000][size=10.5pt]
I want to open a deposit account with you.
[/size][font=SimSun][size=10.5pt]我要开个储蓄帐户。[/size][/font][/color][color=#000000][size=10.5pt]
I'd like to open a deposit account with you.
[/size][font=SimSun][size=10.5pt]我想在你们这儿开个定期存款帐户。[/size][/font]
[/color][size=10.5pt]
[color=#000000]Could you tell me the difference between a savings account and a checking account?
[/color][/size][font=SimSun][size=10.5pt][color=#000000]请告诉我储蓄存款与支票存款的区别好吗？[/color][/size][/font][color=#000000][size=10.5pt]
Please tell me the procedure for opening a savings account.
[/size][font=SimSun][size=10.5pt]请告诉我开个储蓄帐户需要什么手续。[/size][/font][/color][color=#000000][size=10.5pt]
Will 100 yuan be enough for a minimum deposit?
100[/size][font=SimSun][size=10.5pt]元作最低存款额够吗？[/size][/font][/color][color=#000000][size=10.5pt]
I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
[/size][font=SimSun][size=10.5pt]我想知道开一个支票帐户[/size][/font][size=10.5pt]200[/size][font=SimSun][size=10.5pt]元存款是否够。[/size][/font][/color][size=10.5pt][color=#000000] [/color]
[/size] [color=#000000][size=10.5pt][font=Times New Roman]Could you tell me how to operate this account?
[/font][/size][font=SimSun][size=10.5pt]请告诉我如何经管这个帐户好吗？[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
Is there any minimum for the first deposit?
[/font][/size][font=SimSun][size=10.5pt]第一次储蓄有最低限额吗？[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
How much does each account cost?
[/font][/size][font=SimSun][size=10.5pt]每个帐户要花多少钱？[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
[/font][/size][font=SimSun][size=10.5pt] [/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
Useful Phrases
current deposit, current account [/font][/size][font=SimSun][size=10.5pt]活期存款[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
fixed deposit, fixed account [/font][/size][font=SimSun][size=10.5pt]定期存款[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
fixed deposit by installments [/font][/size][font=SimSun][size=10.5pt]零存整取[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
joint account [/font][/size][font=SimSun][size=10.5pt]联名存款帐户[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
to open an account [/font][/size][font=SimSun][size=10.5pt]开户头[/size][/font][size=10.5pt][/size][/color]
[color=#000000][font=SimSun][size=10.5pt]取款[/size][/font][size=10.5pt].[/size][font=SimSun][size=10.5pt]结余[/size][/font][/color][size=10.5pt]
[color=#000000]I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
[/color][/size][font=SimSun][size=10.5pt][color=#000000]我想知道一下我是否能提取存款来支付天津购物的费用。[/color][/size][/font][color=#000000][size=10.5pt]
I want to withdraw 200 dollars from my deposit account.
[/size][font=SimSun][size=10.5pt]我要从我的定期存款中支取[/size][/font][size=10.5pt]200[/size][font=SimSun][size=10.5pt]美圆。[/size][/font][/color][size=10.5pt][color=#000000] [/color]
[/size] [color=#000000][size=10.5pt]I want to close my account with you.
[/size][font=SimSun][size=10.5pt]我想结束在你们这儿的帐户。[/size][/font][/color][color=#000000][size=10.5pt]
I'd like to draw 100 yuan against this letter of credit.
[/size][font=SimSun][size=10.5pt]我想从这份信用证上提款[/size][/font][size=10.5pt]100[/size][font=SimSun][size=10.5pt]元。[/size][/font][/color][color=#000000][size=10.5pt]
May I draw money against the letter of credit here?
[/size][font=SimSun][size=10.5pt]我可以在这儿用这份信用证取钱吗？[/size][/font][/color][color=#000000][size=10.5pt]
Could you tell me my balance?
[/size][font=SimSun][size=10.5pt]能否把存款结余金额告诉我？[/size][/font][/color][color=#000000][size=10.5pt]
Please let me know my balance.
[/size][font=SimSun][size=10.5pt]请告诉我结余金额。[/size][/font][/color][color=#000000][size=10.5pt]
I think you can draw on this account by cheque in payment of goods.
[/size][font=SimSun][size=10.5pt]我以为你可用支票提款支付购物费用。[/size][/font]
[/color][size=10.5pt]
[color=#000000]Your balance at the bank is 300 yuan.
[/color][/size][color=#000000][font=SimSun][size=10.5pt]你在本行的结余是[/size][/font][size=10.5pt]300[/size][font=SimSun][size=10.5pt]元。[/size][/font][/color][color=#000000][size=10.5pt]
Your deposit is exhausted.
[/size][font=SimSun][size=10.5pt]你的存款支净了。[/size][/font][/color][color=#000000][size=10.5pt]
Your letter of credit is used up.
[/size][font=SimSun][size=10.5pt]你的信用证用完了。[/size][/font][/color][color=#000000][size=10.5pt]
Please tell me how you wish to draw your money.
[/size][font=SimSun][size=10.5pt]请告诉我你希望怎样支款。[/size][/font][/color][color=#000000][size=10.5pt]
Fill our a withdrawal form, please.
[/size][font=SimSun][size=10.5pt]请填写取款单。[/size][/font][/color][size=10.5pt][color=#000000] [/color]
[/size] [color=#000000][size=10.5pt][font=Times New Roman]The letter of credit is exhausted.
[/font][/size][font=SimSun][size=10.5pt]信用证上的款子已提清。[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
The letter at Counter 6 will pay you against your number slip.
[/font][/size][font=SimSun][size=10.5pt]六号柜台的出纳员将根据你的号码牌付给你钱。[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
[/font][/size][font=SimSun][size=10.5pt] [/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
Useful Words and Phrases
to close an account, to clear an account [/font][/size][font=SimSun][size=10.5pt]结清[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
to draw money [/font][/size][font=SimSun][size=10.5pt]取款[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
drawing-out slip [/font][/size][font=SimSun][size=10.5pt]取款单[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
the number slip [/font][/size][font=SimSun][size=10.5pt]号码牌[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
a withdrawal form [/font][/size][font=SimSun][size=10.5pt]取款单[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
to fill in the receipt in duplicate [/font][/size][font=SimSun][size=10.5pt]一式两份填这张收据[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
teller, cashier [/font][/size][font=SimSun][size=10.5pt]出纳员[/size][/font][size=10.5pt][/size][/color]
[font=SimSun][size=10.5pt][color=#000000]外汇率[/color][/size][/font] [color=#000000][size=10.5pt]Tell me the current rate for RMB, please.
[/size][font=SimSun][size=10.5pt]请告诉我人民币的现价。[/size][/font][/color][color=#000000][size=10.5pt]
What's your selling rate for RMB yuan in notes today?
[/size][font=SimSun][size=10.5pt]你们今天人民币现钞的售价是多少？[/size][/font][/color][color=#000000][size=10.5pt]
What's the dollar going for today?
[/size][font=SimSun][size=10.5pt]美圆今天的售价是多少？[/size][/font][/color][color=#000000][size=10.5pt]
Our buying rate for notes is 523 yuan for 100 dollars.
[/size][font=SimSun][size=10.5pt]我们[/size][/font][size=10.5pt]100[/size][font=SimSun][size=10.5pt]美圆的现钞买入价是[/size][/font][size=10.5pt]523[/size][font=SimSun][size=10.5pt]元。[/size][/font][/color][color=#000000][size=10.5pt]
It's 200 French francs at today's selling rate.
[/size][font=SimSun][size=10.5pt]今天的卖出价是[/size][/font][size=10.5pt]200[/size][font=SimSun][size=10.5pt]法国法郎。[/size][/font][/color][color=#000000][size=10.5pt]
The buying rate of U.S. dollar notes is 460 yuan per hundred dollars.
[/size][font=SimSun][size=10.5pt]美圆现钞买入价是[/size][/font][size=10.5pt]100[/size][font=SimSun][size=10.5pt]美圆付[/size][/font][size=10.5pt]460[/size][font=SimSun][size=10.5pt]元。[/size][/font][/color][color=#000000][size=10.5pt] Useful Phrases
buying rate [/size][font=SimSun][size=10.5pt]买进价格[/size][/font][/color][color=#000000][size=10.5pt]
selling rate [/size][font=SimSun][size=10.5pt]卖出价格[/size][/font][/color][size=10.5pt][color=#000000]
And how much will it be in Japanese currency? [/color]
[/size] [font=SimSun][size=10.5pt][color=#000000]换成日本币是多少？[/color][/size][/font][color=#000000][size=10.5pt]
How much would I get for 300 Japanese yen?
300[/size][font=SimSun][size=10.5pt]日圆可兑换多少钱？[/size][/font][/color][color=#000000][size=10.5pt]
I'd like to know the exchange rate for German marks.
[/size][font=SimSun][size=10.5pt]我想知道德国马克的兑换率。[/size][/font][/color][color=#000000][size=10.5pt]
What rate are you giving?
[/size][font=SimSun][size=10.5pt]你们提供的兑换率是多少？[/size][/font][/color][color=#000000][size=10.5pt]
What's the exchange rate today?
[/size][font=SimSun][size=10.5pt]今天的兑换率是多少？[/size][/font][/color][color=#000000][size=10.5pt]
Please tell me what you would give me for my U.S. dollars.
[/size][font=SimSun][size=10.5pt]请告诉我这些美圆可以兑换多少钱。[/size][/font][/color][color=#000000][size=10.5pt]
Please tell me the current rate for sterling.
[/size][font=SimSun][size=10.5pt]请告诉我英国货币的现行兑换率。[/size][/font][/color][color=#000000][size=10.5pt]
If you'll wait a moment, I'll find out the rates of exchange.
[/size][font=SimSun][size=10.5pt]请等一会儿，我查一下兑换率。[/size][/font][/color][color=#000000][size=10.5pt]
Please wait a moment. I'll find out the exchange rate between U.S. dollars and RMB.
[/size][font=SimSun][size=10.5pt]请等一会儿，我查一下美圆对人民币的兑换率。[/size][/font][/color][color=#000000][size=10.5pt]
It's 470 yuan for 100 dollars.
100[/size][font=SimSun][size=10.5pt]美圆可兑[/size][/font][size=10.5pt]470[/size][font=SimSun][size=10.5pt]元。[/size][/font][/color][size=10.5pt][color=#000000] [/color]
[/size] [color=#000000][size=10.5pt][font=Times New Roman]The exchange rate today is 200 yen to the pound.
[/font][/size][font=SimSun][size=10.5pt]今天的兑换率是一英镑可兑[/size][/font][size=10.5pt][font=Times New Roman]200[/font][/size][font=SimSun][size=10.5pt]日圆。[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
The rate for traveler's cheques is 300 yuan against 100 dollars.
[/font][/size][font=SimSun][size=10.5pt]旅行支票的兑换率是[/size][/font][size=10.5pt][font=Times New Roman]100[/font][/size][font=SimSun][size=10.5pt]美圆兑[/size][/font][size=10.5pt][font=Times New Roman]300[/font][/size][font=SimSun][size=10.5pt]元。[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
These dollars are worth 1,000 yuan.
[/font][/size][font=SimSun][size=10.5pt]这些美圆可换[/size][/font][size=10.5pt][font=Times New Roman]1000[/font][/size][font=SimSun][size=10.5pt]元。[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
[/font][/size][font=SimSun][size=10.5pt] [/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
Useful Phrases
exchange table, conversion table [/font][/size][font=SimSun][size=10.5pt]汇兑换算表[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
foreign exchange [/font][/size][font=SimSun][size=10.5pt]外汇[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
exchange rate [/font][/size][font=SimSun][size=10.5pt]外汇率[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
conversion rate [/font][/size][font=SimSun][size=10.5pt]折合率[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
foreign exchange restriction [/font][/size][font=SimSun][size=10.5pt]外汇限额[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
foreign exchange quotations [/font][/size][font=SimSun][size=10.5pt]外汇行情[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
to check the rate for sb. [/font][/size][font=SimSun][size=10.5pt]查牌价[/size][/font][size=10.5pt][/size][/color]
[font=SimSun][size=10.5pt][color=#000000]储蓄存款利息[/color][/size][/font][size=10.5pt]
[color=#000000]What's the interest rate for the savings account? [/color]
[/size] [font=SimSun][size=10.5pt][color=#000000]储蓄存款的利率是多少？[/color][/size][/font][color=#000000][size=10.5pt]
Do you pay interest on this account?
[/size][font=SimSun][size=10.5pt]这种存款付给利息吗？[/size][/font][/color][color=#000000][size=10.5pt]
Please tell me what the annual interest rate is.
[/size][font=SimSun][size=10.5pt]请告诉我年利率是多少。[/size][/font][/color][color=#000000][size=10.5pt]
Interest is paid at the rate of 1% per annum at present.
[/size][font=SimSun][size=10.5pt]目前每年的利率是[/size][/font][size=10.5pt]1%[/size][font=SimSun][size=10.5pt]。[/size][/font][/color][color=#000000][size=10.5pt]
It allows you to earn a little interest on your money.
[/size][font=SimSun][size=10.5pt]这可使你从存款中获得一点利息。[/size][/font][/color][color=#000000][size=10.5pt]
The account carries interest of 4%.
[/size][font=SimSun][size=10.5pt]该存款有[/size][/font][size=10.5pt]4%[/size][font=SimSun][size=10.5pt]的利息。[/size][/font][/color][color=#000000][size=10.5pt]
The interest is added to your account every year.
[/size][font=SimSun][size=10.5pt]每年的利息都加到你的存款中。[/size][/font][/color][color=#000000][size=10.5pt]
The interest rate for the savings account is 4%.
[/size][font=SimSun][size=10.5pt]储蓄存款的利率是[/size][/font][size=10.5pt]4%[/size][font=SimSun][size=10.5pt]。[/size][/font][/color][size=10.5pt][color=#000000] [/color]
[/size] [color=#000000][size=10.5pt][font=Times New Roman]It varies from time to time. At present it is 6%.
[/font][/size][font=SimSun][size=10.5pt]（年息）每个时期都不同，现在是六厘。[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
[/font][/size][font=SimSun][size=10.5pt] [/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
Useful Words and Phrases
interest rate [/font][/size][font=SimSun][size=10.5pt]利率[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
simple interest [/font][/size][font=SimSun][size=10.5pt]单利[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
compound interest [/font][/size][font=SimSun][size=10.5pt]复利[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
legal interest [/font][/size][font=SimSun][size=10.5pt]法定利息[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
prime rate [/font][/size][font=SimSun][size=10.5pt]优待利率[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
payable interest [/font][/size][font=SimSun][size=10.5pt]应付利息[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
lending rate [/font][/size][font=SimSun][size=10.5pt]贷款利率[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
usury [/font][/size][font=SimSun][size=10.5pt]高利贷[/size][/font][/color][color=#000000][size=10.5pt][font=Times New Roman]
the subsidy rate for value-preserved savings [/font][/size][font=SimSun][size=10.5pt]保值储蓄补贴率[/size][/font][size=10.5pt][/size][/color]
[font=Times New Roman][size=3][color=#000000] [/color][/size][/font] 为什么不一次发呢？
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