四级练习2015.10.19
[audio]http://sound.yywz123.com/tingbbs/cet4/cet420151019.mp3[/audio]Obtaining good health insurance while you are studying overseas is a real necessity to protect you from minor and catastrophic medical expenses that can wipe out not only your savings, (1)_____________________.
There are often two different types of health insurance you can consider buying: international travel insurance and student insurance in the country where you will be going. An international travel insurance policy is usually purchased in your home country before you go abroad. (2)_________________________. The drawback might be that you cannot get your medical expenses paid immediately. In other words, you may have to pay all your medical expenses and then later submit your receipts to the insurance company.
On the other hand, getting student health insurance in the country where you will study might allow you to only pay a certain percentage of the medical cost at the time of service (commonly called a co-pay), and thus, you don't have to have sufficient cash to pay the entire bill at once. (3)_________________________.
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