走向经济独立之路 One Big Way to Get Intense About Financial Independence Get, Financial, Independence, About, Big

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导读：月光族？快来看看以下的建议是否适合你吧。即使解雇这种糟糕的结局不会出现在你的职场生涯中，囊中羞涩的滋味也绝不好受。
难度指导：★★★★☆　

You are going to be fired from your job this Friday.
Read that statement again. Close your eyes for a moment and imagine if that sentence were true in your own life? Would you be ready?

Stop spending foolishly． This is the biggest first step. If you’re spending money in needless ways, curb them severely until you’re in a state of financial independence．

Start building a solid emergency fund Count every dependent you have. For each one of those, you should have at least two months of living expenses in a high-yield savings account - That way, if everything falls apart, your family is protected.

Build a real budget．This means counting up every dime you spend for a month, sitting down with all of it, figuring out where you can cut the fat, and setting some goals for the next month. Do that over and over again and you’ll start feeling in control of your spending.

Start firming up your social network. Invest some time touching base with as many people as you know. If your social network is strong, when the moment comes and you do get that pink slip, you’ll have a lot of strings to pull to help you get back on your feet.

Spend your spare time developing skills or laying the groundwork for a side business. Don’t spend your spare time watching American Idol - spend it improving yourself and making sure you’re in a more secure position with multiple streams of income.

This is a waste of time since I’m not going to be fired! There are two immediate responses to this complaint. First, when that pink slip shows up on your desk, this “complaint” will seem really foolish. Second, even if that pink slip never does show up, executing these steps over a period of time will create a situation where you can walk away from your job whenever you want to - the feeling of true financial freedom.



a pink slip解雇通知书

hurlv. 用力投掷

for size是否合适

high-yield高利息，高收益

get back on your feet 恢复；振作



这个星期五，你会被炒鱿鱼。

再把上面这句话读一遍。然后闭上眼睛，想想如果这是真的，你准备好了吗？

停止无聊的花费。这第一步是最关键的。如果你现在还是毫无必要地消费，那么，你就该严格地克制自己，直到你处于独立的经济地位。

开始储备牢固的应急资金。数数家里有多少人口。你应该为家里的每一个人预留至少两个月的生活费，这些生活费存在利息高的储蓄账户里。这样的话，一旦出现意外的情况，你的家人也得到保障。

编制预算。这意味着你须耐心地好好算算每个月你总共花费了多少钱，弄明白哪些多余的花费可以删去，然后为下一个月制定一些目标。反反复复地这样子做，你就会开始掌控你的花费。

巩固你的社交关系网。抽出一点时间，尽可能地与你所认识的朋友多接触，如果你的社交关系强大的话，当机会来临并且你已被解雇时，将会有很多的人可以帮助你重新站起来。

利用空余时间加强技能培训，为你的兼职奠定基础。不要把空余时间花在看美国偶像上，而用来提高自我，确保各种多项收入的稳固来源。

这是浪费时间，因为我不会被解雇。对于这种抱怨，有两种直接的回答。第一，当解雇通知书出现在你的桌面时，你的这种“抱怨”看起来就很愚蠢。第二，尽管解雇通知书没有出现，你也应该执行这些方式一段时间，这样无论你何时辞去工作，都会有一片立足之地。这就是真正经济自由的感觉。

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