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Clerk: Good morning, can I help you?  
 
Customer: Good morning.I'd like to deposit some money.  
 
Clerk: Ok. Would you like to open a current account or fixed  
account?  
 
Customer: USD 1,000 for current account, USD 5,000 for fixed account for  
a year.  
 
Clerk: Then cash account or exchange account?  
 
Customer: Sorry, what you said is beyond me.  
 
Clerk: An exchange account is an account opened with inward remittance  
from abroad, and a cash account is opened with foreign currency in cash.  
 
Customer: Ok, I got it. Today, I'd like to deposit in cash.  
 
Clerk: I recommend savings deposit account passbook and fixed savings  
account passbook.You can deposit not only USD dollars, but also RMB,  
GBP,Japanese Yen and others.Please fill in these forms please.  
 
Customer: Ok.  
 
Customer: Here you are.  
 
Clerk: Your passport and money,please.  
 
Customer: Ok.  
 
Clerk: Thank you.  
 
Clerk: Excuse me, do you want to register a code?  
 
Customer: Yes, may I enter 4 digits.  
 
Clerk: Sorry, the code must be 6 digits.  
 
Customer: ok.  
 
Clerk: please repeat it, thank you.  
 
After a while  
 
Clerk: Sir,here is your deposit books and passport.  
 
Customer: Thank you. May I ask you some questions?  
 
Clerk: My pleasure.  
 
Customer: Are there any stipulations for drawing from a deposit book?  
 
Clerk: According to the regulaitons of the PBOC,for drawing cash from a  
foreign exchange account of a foreigner, a commission of 0.3% is charged  
on the amount of drawing.And if you draw more than USD$10,000 or  
RMB50,000 or the same amount of other currencies at a time, you have to  
show your passport or ID.  
 
Customer: This is a one year time deposit. Do I have to come here for  
renewal each it expires?  
 
Clerk: No. If you do not come here at the expiration date, it'll be renewed  
automatically together with the interest accrued.  
 
Customer: Thank you, I really appreciate your help.  
 
Clerk: You're welcome.  
 
单词和习惯用法:  
fixed account: 定期  
current account: 活期  
cash account: 现钞  
exchange account: 现汇  
What you said is beyond me: 我不明白你的意思。  
savings deposit account passbook: 活期一本通  
fixed deposit account passbook: 定期一本通  
register a code: 留密码  
renewal: 转存  
accrued: 所得的 |   
 
 
                    
                     
 
 
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