huxiuyue

I prefer to use money in hand rather than in credit card ! although  it is convinet for us to purchase . however, since it's not cash , we maybe not cherish the money in credit card ,which seems like not your-own money  , when you lend in credit card ,you have to pay back on time . all in all , the money which you spent is yours not others . sure it is common sense , while ,when you are shopping you maybe forgot . invisible ,it will increase you month spending . so I think use your money in hand is best way to save money when purchase.