There is no shortage of tipsters around offering ‘get-rich-quick’ opportunities. But if you are a serious private investor, leave the Las Vegas mentality to those with money to fritter. (1)_______________________. But exactly how does a newcomer to the stock market go about achieving that? Well, if you go to five reputable stock brokers and ask them what you should do with your money, you’re likely to get five different answers, -- even if you give all the relevant information about your age, family, finances and what you want from your investments. Moral? There is no one ‘right’ way to structure a portfolio. (2)_______________________. So what should you do? We’ll assume that you have sorted out the basics – like mortgages, pensions, insurance and access to sufficient cash reserves. You should then establish your own individual aims. These are partly a matter of personal circumstances, partly a matter of psychology.