标题: 走向经济独立之路 One Big Way to Get Intense About Financial Independence [打印本页] 作者: ljj216 时间: 2008-10-8 16:16 标题: 走向经济独立之路 One Big Way to Get Intense About Financial Independence
You are going to be fired from your job this Friday.
Read that statement again. Close your eyes for a moment and imagine if that sentence were true in your own life? Would you be ready?
Stop spending foolishly． This is the biggest first step. If you’re spending money in needless ways, curb them severely until you’re in a state of financial independence．
Start building a solid emergency fund Count every dependent you have. For each one of those, you should have at least two months of living expenses in a high-yield savings account - That way, if everything falls apart, your family is protected.
Build a real budget．This means counting up every dime you spend for a month, sitting down with all of it, figuring out where you can cut the fat, and setting some goals for the next month. Do that over and over again and you’ll start feeling in control of your spending.
Start firming up your social network. Invest some time touching base with as many people as you know. If your social network is strong, when the moment comes and you do get that pink slip, you’ll have a lot of strings to pull to help you get back on your feet.
Spend your spare time developing skills or laying the groundwork for a side business. Don’t spend your spare time watching American Idol - spend it improving yourself and making sure you’re in a more secure position with multiple streams of income.
This is a waste of time since I’m not going to be fired! There are two immediate responses to this complaint. First, when that pink slip shows up on your desk, this “complaint” will seem really foolish. Second, even if that pink slip never does show up, executing these steps over a period of time will create a situation where you can walk away from your job whenever you want to - the feeling of true financial freedom.
