66、Start Businesses Without Borrowing Money

67、When you decide to start a business, don't go into debt over it. Most businesses fail, and it's better to be left with nothing than to not have anything and still owe someone else money.

68、Pick a business that doesn't cost much to start and grow slowly, reinvesting your earnings.

69、Choose a business that's as passive as possible. Bulk vending is a good one to start with while you're young.

70、Stay away from services. I made the mistake when I was your age of starting a T-shirt design service. The problem with services is that you have to re-create your work if you want to get paid again. Find something that pays you over and over for work done once.

71、Pick Something and Stick With It

72、Once you've had your fun traveling the world and being young, find a line of work that you are passionate about. Don't worry about the money, that will come with time. As long as you are out of debt and putting money into savings each month, you're going to be just fine.

73、Don't get into the habit of changing your mind all the time. Each time you change course, you lose all your start-up energy. Learn how exponential growth can affect your level of success in your chosen field.

74、If you are passionate about what you do, and stick with it, you can't help but be successful.

75、Back to Reality…

76、It's fun to think about what might have been, but in reality, we can't change the past. Ten years from now, I'll have a whole new list of things I wish I knew in my 30's. I would do well to take my own advice, and enjoy each moment.